Wealth Management
Wealth management is about more than just your portfolio. It is a comprehensive process encompassing all aspects of your financial needs, including liquidity events, disability, or security in the event of death. We work with you to develop a customized financial plan reviewed annually, to ensure you are prepared regardless of what happens.
Investment Management
We build diversified portfolios using evidence-based methodologies that employ industry-leading, proven techniques. Our focus is to utilize factor-based investment strategies with a bias towards value and small cap. We avoid expensive and inconsistent strategies such as stock-picking, market-timing and sector rotation. Letting markets do what they do best – disseminating information into prices – allows us to focus on where we believe we have an advantage, namely how we design and manage portfolios, and how we integrate them into the wealth management process.
Insurance
Risk Management is a natural part of life, and there are many risks that threaten your family’s well-being and financial security no matter how hard you have worked. Few of us want to think about death, disability, or other unforeseen events when they are creating a financial plan, but it is an essential part of planning. Sound planning includes procedures to identify, prepare for, and incorporate measures to mitigate risk, ensuring that you and your family are well protected.
Business Planning
As a business owner, you know that running a business is busy, complicated and can be a risky undertaking. Not only do you have to work “in” your business daily and drive revenues, but you also need to work “on” your business in a planning sense. Cash flow, financing, governance, and succession are all important aspects of running and owning a business.
We help owners to work on their business, developing plans and structures to meet their goals while minimizing pitfalls and risks along the way.
As a private company ourselves, we understand that every business is different and will require a personalized approach. You are building your business for you and your family’s financial security and that is why it is integral to any financial security plan.